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Our News - The Lending Line

Federal budget forecasts $78B deficit as Liberals shift spending to capital projects

Federal budget forecasts $78B deficit as Liberals shift spending to capital projects

Canada to start $50 billion building fund as Carney seeks economic growth

Canada to start $50 billion building fund as Carney seeks economic growth

Early cracks in household credit hint at mortgage stress by 2026, CIBC’s Benjamin Tal warns

Early cracks in household credit hint at mortgage stress by 2026, CIBC’s Benjamin Tal warns Household credit strain is creeping in at the edges, and CIBC economist Benjamin Tal says it could spread to mortgages as payment shocks peak next year.

Carney to unveil debt-fuelled budget to revamp Canada’s economy

Carney to unveil debt-fuelled budget to revamp Canada’s economy

Maple Financial and CMLS are betting on a smarter, more predictable alternative market

Maple Financial and CMLS are betting on a smarter, more predictable alternative market CMT explores how the Websters’ revived Maple Financial is leveraging CMLS’s infrastructure and Nesto’s digital reach to build a more consistent alt-lending model.

Half of Canadians admit to tapping savings to cope with higher costs, survey finds

Half of Canadians admit to tapping savings to cope with higher costs, survey finds A new Willful survey finds rising costs and job insecurity are draining Canadians’ savings and slowing progress on key financial goals.

Canada faces $400 mortgage payment spike: How banks are preparing for the renewal storm

Canada faces $400 mortgage payment spike: How banks are preparing for the renewal storm With nearly half of mortgages set to reset by 2026, Canada’s banks say strong borrower equity and falling rates will cushion households, even as arrears edge higher and affordability remains strained.

National Bank refreshes executive ranks as longtime VP Lucie Blanchet retires

National Bank refreshes executive ranks as longtime VP Lucie Blanchet retires National Bank has announced a series of executive changes effective January 1, 2026, as it looks to accelerate growth across Canada.

Mortgage Digest: National Conference edition

Mortgage Digest: National Conference edition Highlights from Mortgage Professionals Canada’s National Mortgage Conference, where industry leaders shared insights on resilience, borrower discipline, and the path forward for 2026.

Ontario proposes to rebate HST for some first-time homebuyers

Ontario proposes to rebate HST for some first-time homebuyers Some first-time homebuyers in Ontario could soon save tens of thousands of dollars on the cost of a home under a proposal from the provincial government to rebate the HST.