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Most mortgage renewers plan to cut spending as payments rise: TD survey

Most mortgage renewers plan to cut spending as payments rise: TD survey As mortgage renewals approach, many Canadian homeowners are gearing up for a financial adjustment, and in some cases, a lifestyle change as well.

Mortgage Digest: Fixed mortgage rates rise as lenders retreat from aggressive pricing

Mortgage Digest: Fixed mortgage rates rise as lenders retreat from aggressive pricing RBC hiked its fixed mortgage rates for the second time in May last week, but it wasn’t the only one. A growing number of lenders have continued raising pricing in recent weeks, particularly for uninsured terms.

Foreign investors now hold more power over Canada’s debt than ever before

Foreign investors now hold more power over Canada’s debt than ever before Prime Minister Mark Carney may be leading a strong minority in Parliament, but there’s another kind of majority he may need to pay closer attention to—one that doesn’t sit in the House of Commons but has a growing influence over Canada’s finances.

Equifax report says 1.4M consumers missed a credit payment in Q1

Equifax report says 1.4M consumers missed a credit payment in Q1 There’s a deepening divide between consumers in the face of economic uncertainty as those missing payments rose compared with a year ago, a new Equifax report shows.

Help wanted: Surge in first-time homebuyers fuelled by family gifts and looser rules

Help wanted: Surge in first-time homebuyers fuelled by family gifts and looser rules More first-time homebuyers are entering the market—and doing so more quickly—but many are increasingly relying on gifts and other forms of financial assistance.

Mortgage digest: More Canadians sidelined from homebuying as recession fears rise

Mortgage digest: More Canadians sidelined from homebuying as recession fears rise A growing number of Canadians are pressing pause on homebuying plans as economic anxiety deepens, according to BMO’s latest Real Financial Progress Index.

Alternative lending brokers seen as ‘AI-proof,’ experts say

Alternative lending brokers seen as ‘AI-proof,’ experts say Brokers specializing in alternative lending may be uniquely positioned to withstand automation thanks to the complex human element at the core of their work.

Bank of Canada warns of potential household strain as mortgage renewals peak and trade war risks linger

Bank of Canada warns of potential household strain as mortgage renewals peak and trade war risks linger Canada’s financial system may be holding steady, but rising household debt and looming mortgage renewals are emerging as critical risks, the Bank of Canada warns in its 2025 Financial Stability Report.

FSRA clarifies CE requirements for Ontario mortgage agents and brokers

FSRA clarifies CE requirements for Ontario mortgage agents and brokers Ontario mortgage agents and brokers have until March 31, 2026, to complete their current Continuing Education (CE) requirements. The Financial Services Regulatory Authority of Ontario (FSRA) recently clarified what counts toward the required hours—and what doesn’t.

Scotiabank now sees three Bank of Canada rate cuts in 2026

Scotiabank now sees three Bank of Canada rate cuts in 2026 Scotiabank has revised its interest rate forecast, now predicting the Bank of Canada will deliver three cuts in 2026 as the global economy feels the strain of escalating U.S. trade policies.